Sergii Zakharin - Kyiv Ukraine Research Institute of Economic Development, Kyiv Ukraine.
Anastasia Duka - Chernihiv National University of Technology, Сhernihiv ,Ukrainе.
Maksym Zhytar - University of the State Fiscal Service of Ukraine, Irpin, Ukraine.
Olga Rudenko - Chernihiv National University of Technology, Сhernihiv ,Ukrainе.
Olha Serdiuk - Poltava State Agrarian Academy, Ukraine, Poltava ,Ukraine.

In the conditions of market infrastructure for the transformation of medical services, there is an objective need to build effective insurance protection of the population against risks associated with loss of health. Using a systematic approach, the problem of combining compulsory and voluntary health insurance is investigated, a theoretical conceptualization of the concept of “financial mechanism of public health insurance” is carried out. The solution of the above problems will contribute to the development of an adequate approach to the formation and use of funds of insurance funds for the effective functioning of the health insurance system. system. Also, the development of a more rational structure of public health will meet the needs of protecting property interests related to loss / deterioration of health.

Economic instruments, Private savings, Social Security, Medical insurance, Pensions