The Role of Electronic Receipt and Payment Instruments in the Development of Banking Services
عنوان مقاله: The Role of Electronic Receipt and Payment Instruments in the Development of Banking Services
شناسه ملی مقاله: JR_IJAAF-4-4_007
منتشر شده در در سال 1399
شناسه ملی مقاله: JR_IJAAF-4-4_007
منتشر شده در در سال 1399
مشخصات نویسندگان مقاله:
Fathollah Tari - Faculty of Accounting, Allameh Tabataba۰۳۹;i University, Tehran, Iran
Hanieh Raeisi - Faculty of Accounting, Allameh Tabataba۰۳۹;i University, Tehran, Iran
خلاصه مقاله:
Fathollah Tari - Faculty of Accounting, Allameh Tabataba۰۳۹;i University, Tehran, Iran
Hanieh Raeisi - Faculty of Accounting, Allameh Tabataba۰۳۹;i University, Tehran, Iran
The development of E-banking plays an essential role in the performance of the economy. This paper examines whether and how the use of electronic devices affects banking transactions? To answer this question, this paper uses the Chakravorti model that estimated this relationship in the United States and employs the data of Iran’s banking system for ten banks — including Melli, Sepah, Saderat, Tejarat, Mellat, Refah, Saman, Parsian, Eghtesad Novin, and Pasargad — over ۲۰۰۹ to ۲۰۱۷. The results show that all three positively affect bank cards' volume of transactions among ATMs, POS terminals, and bank cards. In the meantime, the effectiveness of ATMs is more than sale terminal devices.
کلمات کلیدی: E-Banking, Volume of Banks Transactions, Bank Card, ATM, POS, Number of branches, Interest Rates of Facilities
صفحه اختصاصی مقاله و دریافت فایل کامل: https://civilica.com/doc/1328224/