A Proposal of a Microcredit Granting Model for the Microfinance Associations in Tunisia
عنوان مقاله: A Proposal of a Microcredit Granting Model for the Microfinance Associations in Tunisia
شناسه ملی مقاله: JR_IER-23-2_001
منتشر شده در در سال 1398
شناسه ملی مقاله: JR_IER-23-2_001
منتشر شده در در سال 1398
مشخصات نویسندگان مقاله:
Zouhayer Ali Mighri - College of Business Administration, Prince Sattam Bin Abdulaziz University Kingdom of Saudi Arabia, Al Kharj, Saudi Arabia
Asma Sghaier - College of Business Administration, Prince Sattam Bin Abdulaziz University Kingdom of Saudi Arabia, Al Kharj, Saudi Arabia
خلاصه مقاله:
Zouhayer Ali Mighri - College of Business Administration, Prince Sattam Bin Abdulaziz University Kingdom of Saudi Arabia, Al Kharj, Saudi Arabia
Asma Sghaier - College of Business Administration, Prince Sattam Bin Abdulaziz University Kingdom of Saudi Arabia, Al Kharj, Saudi Arabia
This article is devoted to look at how the factors micro-loan risks in microfinance are related to the micro-borrowers. In this regard, the present analysis involves the using of a set representative and fundamental variables in our research. The study basically use the socio-economic and socio-demographic features specific to the micro-borrowers, which are expected to affect the repayment delay, using the scoring models introduced to assess the micro- borrowers’ risk quality. Based on survey and logistic regression containing these features, the empirical results of econometric model show their impact on the repayment delay in the Tunisian Micro-Credit Associations.
کلمات کلیدی: Keywords: Repayment Delay, Microfinance Associations, Micro-borrowers, Simple Logit, Tunisia. JEL Classification: G۲۱, G۲۸
صفحه اختصاصی مقاله و دریافت فایل کامل: https://civilica.com/doc/1779220/