The impact of monetary policies on risk-taking and lending facilities in the Iranian banking system

The aim of this study was to investigate the effect of monetary policies on risk-taking and lending facilities in commercial banks in Iran. The spatial scope of this study was companies listed on the Tehran Stock Exchange and the temporal scope was between ۲۰۱۸ and ۲۰۲۲. In this study, monetary policies were considered as the independent variable; and risk-taking and lending facilities were considered as the dependent variable. The present study is classified as applied research. If the classification of types of research is considered based on nature and method, the present research method is classified as descriptive research in terms of nature and is also considered as causal research in terms of method. In this study, the library method was used to collect data and information. In the research data section, data collection was carried out by collecting data from sample companies by referring to financial statements, explanatory notes, and the monthly magazine of the Stock Exchange. Based on the purposive sampling method, ۱۷ banks were selected as a statistical sample. Descriptive and inferential statistics were used to describe and summarize the collected data. The results of the study showed that monetary policies have an impact on the risk-taking of commercial banks in Iran. Monetary policies have an impact on the lending facilities by commercial banks in Iran.

Keywords:

Monetary policies , risk-taking , lending facilities