Building Customers’ Credit Scoring Models with Combination of Feature Selection and Decision Tree Algorithms
عنوان مقاله: Building Customers’ Credit Scoring Models with Combination of Feature Selection and Decision Tree Algorithms
شناسه ملی مقاله: JR_ACSIJ-4-2_012
منتشر شده در شماره 2 دوره 4 فصل March در سال 1393
شناسه ملی مقاله: JR_ACSIJ-4-2_012
منتشر شده در شماره 2 دوره 4 فصل March در سال 1393
مشخصات نویسندگان مقاله:
Zahra Davoodabadi - Computer Eng. Department, Shahab-e-Danesh Institute of Higher Education, Qom, Iran
Ali Moeini - Department of Algorithms and Computations, University of Tehran, Tehran, Iran
خلاصه مقاله:
Zahra Davoodabadi - Computer Eng. Department, Shahab-e-Danesh Institute of Higher Education, Qom, Iran
Ali Moeini - Department of Algorithms and Computations, University of Tehran, Tehran, Iran
Today's financial transactions have been increased through banks and financial institutions. Therefore, credit scoring is a critical task to forecast the customers‟ credit. We have created 9 differentmodels for the credit scoring by combining three methods of feature selection and three decision tree algorithms. The modelsare implemented on three datasets and then the accuracy of the models is compared. The two datasets are chosen from the UCI(Australian dataset, German dataset) and a given dataset is considered a Car Leasing Company in Iran. Results show thatusing feature selection methods with decision tree algorithms(hybrid models) make more accurate models than models without feature selection.
کلمات کلیدی: classification, customers credit scoring, data mining,decision tree, feature selection
صفحه اختصاصی مقاله و دریافت فایل کامل: https://civilica.com/doc/405195/