Amin Ebrahimi - M.Sc, Civil Engineering

Bank systems are among the effective factors on economic activities of a society. Differenttypes of investments and their rates and interest rates play critical role in productive activitiesand creating job opportunities. Since in the preset study a determining bank interest ratesystem was presented, four banks, namely, Agriculture, Saman, Pasargad and Sina banks,were examined with regard to bank interest rate in the literature. Examining the bonusbanking indicates that in the literature, the rate of bonus rate and interest rate during the timein which the research was conducted was ranged from 10% to 18% in which the lowestamount was given to the short term investment while the highest one was 18% which wasgiven to one-year long term investment. In the present article, there was an attempt toexamine the bank interest rates in order to present a new system of interest which wassurveyed by questionnaire at the end of the study.

Bank systems, economic, bank interest rates, inflation rate