Measuring the impact of the (2011-2012) financial crisis on the relationship between financial ratios and bank profits

The purpose of this study was to investigate the effect of financial ratios of banks on bank performance in crisissituations. The research hypotheses were tested by using a multivariate regression model. Then, the results ofthe descriptive indexes of the data, the table of variables’ correlation coefficient and the analytical results oftesting research hypothesis were interpreted. The present research has been conducted to test the hypothesesbased on a sample of 19 banks in the period from 2009 to 2014 among the banks admitted to the Tehran StockExchange. The results showed that the crisis situation has an intermediary effect on the relationship betweenthe financial ratios and profitability of the bank, which are presented separately.

Keywords:

crisis , financial ratios , performance , profit margin , panel data