The Effect of Electronic Banking on Deposit Attraction and Market Concentration in Iran’s Banking Industry
Publish place: Iranian Economic Review Journal، Vol: 24، Issue: 2
Publish Year: 1399
نوع سند: مقاله ژورنالی
زبان: English
View: 68
This Paper With 21 Page And PDF Format Ready To Download
- Certificate
- من نویسنده این مقاله هستم
استخراج به نرم افزارهای پژوهشی:
شناسه ملی سند علمی:
JR_IER-24-2_012
تاریخ نمایه سازی: 21 مهر 1402
Abstract:
Along with the development of electronic banking due to the rapid growth of information technology, many banking indices, including concentration, are affected. This influence is made among different variables, of which the amount of banks’ deposits and the level of deposit attraction are the most important. This study the influence of electronic banking on concentration in Iran’s banking industry, considering each bank’s portion of total deposit. To do this, using the annual data of the years ۲۰۰۶ to ۲۰۱۶ and in panel data form, along with descriptive-statistical analysis, bank concentration was studied under the impression of E-banking development. Concentration is measured using the Herfindahl-Hirschman index based on the deposit portion. Results indicate that small banks’ portion of deposits has flourished, and the concentration has decreased. The reason is that small banks use more electronic banking services than larger ones. Results also show a positive, logical relationship between each bank’s portion of total deposits and the development of Electronic banking.
Keywords:
Authors
Shamsedin Hosseini
Faculty of Economics, Allameh Tabataba&#۰۳۹;i University, Tehran, Iran
Nasim Dargazani
Faculty of Economics, Allameh Tabataba&#۰۳۹;i University, Tehran, Iran
مراجع و منابع این Paper:
لیست زیر مراجع و منابع استفاده شده در این Paper را نمایش می دهد. این مراجع به صورت کاملا ماشینی و بر اساس هوش مصنوعی استخراج شده اند و لذا ممکن است دارای اشکالاتی باشند که به مرور زمان دقت استخراج این محتوا افزایش می یابد. مراجعی که مقالات مربوط به آنها در سیویلیکا نمایه شده و پیدا شده اند، به خود Paper لینک شده اند :