Study Of Coverage, Challenges, and Assessment of Contractors All Risk Insurance from the View of Experts, Iran

One of coping solutions with effects of natural and unnatural damages is insurance. Insurance industry asa service sector has a compensator and supportive role in economy of each country. Success of thisindustry is an incentive and stimulus for other industries leading to increase in efficiency of companies.In fact, it can be claimed that presence of supportive and efficient industries in economy scene because ofconsiderable changes and competitions in this scope is one of the most important competitive advantageof countries. The purpose of this research is to study coverage, challenges and assessment of contractorsall risk insurance (a sub-branch of engineering insurance) from the view of experts in Iran. This study isan applied and qualitative research in terms of objective through Delphi method conducting throughlibrary and field method in terms of data collection method. Statistical population of study includeduniversity professors, experts and managers of insurance scope. Statistical sample were equal to ۱۵members chosen through non-random and purposeful sampling method. The results of studies indicatedsome challenges and problems in field of market identification and product design coordinated withcustomer need and these problems are rooted in ۱. Lack of required information in field of marketing andsale, ۲. Lack of a competitive market in field insurance, and ۳. Lack of expert force for risk assessment.

Keywords:

Insurance , Engineering Insurance , Contractors All Risk Insurance , Delphi Method